Travel insurance as bold as your itinerary

Get a plan that keeps up with your adventure with enjoy family discounts up to 19%.

Get a quote

*We are directing you to Zurich to complete your application. The travel insurance products featured on this webpage are underwritten by Zurich and are made available to you through GXBank in its capacity as a distributor only. GXBank does not underwrite or assume any insurance risk or liability in connection with these products. The terms, conditions, exclusions and eligibility criteria of the insurance coverage are governed solely by the policy issued by Zurich. Customers are advised to read and understand the policy documents and consult Zurich directly for any claims, coverage details or clarifications. The decision to purchase any insurance product is entirely at your discretion.

Travel insurance as
bold as your itinerary
Get a plan that keeps up with your adventure with enjoy family discounts up to 19%

*We are directing you to Zurich to complete your application. The travel insurance products featured on this webpage are underwritten by Zurich and are made available to you through GXBank in its capacity as a distributor only. GXBank does not underwrite or assume any insurance risk or liability in connection with these products. The terms, conditions, exclusions and eligibility criteria of the insurance coverage are governed solely by the policy issued by Zurich. Customers are advised to read and understand the policy documents and consult Zurich directly for any claims, coverage details or clarifications. The decision to purchase any insurance product is entirely at your discretion.

Why travellers love us
Why choose GXBank to renew?

Adventure-ready

Surf in Bali, ski in Japan, or dive up to 30m — get coverage for selected adventure sports with an add-on to your International Standard or Premium Plan.

Trip Cancellations Covered

Get reimbursed for cancellations and interruptions (International Plan only).

Medical Emergencies

Stay protected with medical coverage, including 24/7 emergency assistance.

Bags, Delays, and More

Get compensated for lost luggage, flight delays, and other travel inconveniences.

Coverage in Minutes

Buy online and get protection for domestic or international trips.

Big cover, small cost

Up to RM1,000,000 in medical coverage from as low as RM3.56.

*Terms and conditions apply. The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.

Choose a plan that fits your trip
Choose a plan that fits your trip

Policy Type

Domestic

International

Basic

Standard

Premium

Travel Area

Malaysia

Worldwide excluding Malaysia

Trip Cover

30 Days

One Way, Return or Annual

Personal Accident & Medical

Personal Accident

RM 20,000

RM 100,000

RM 200,000

RM 300,000

Medical Expenses

RM 5,000

RM 100,000

RM 500,000

RM 1,000,000

Emergency Evacuation

N / A

RM 1,000,000

RM 5,000,000

RM 10,000,000

Travel Inconveniences

Travel Cancellation

RM 2,000

N / A

RM 10,000

RM 20,000

Travel Delay (International)

N / A

N / A

RM 2,100

RM 3,600

Travel Delay (Domestic)

RM 450

N / A

RM 300

RM 450

Baggage Delay (International)

N / A

N / A

RM 1,000

RM 1,600

Baggage Delay (Domestic)

RM 200

N / A

RM 200

RM 400

Lost Money / Travel Docs

N / A

N / A

RM 2,000

RM 3,000

Covid-19 Medical Expenses

RM 5,000

RM 100,000

RM 500,000

RM 1,000,000

Premium From

RM 3.56

RM 20

RM 59

RM 76

Family Discount

Up to 19% (automatically reflected in premium)

Plan Details

Available Addons

Additional Travel Delay Coverage (International)

N / A

N / A

RM 2,100

RM 3,600

Additional Travel Delay Coverage (Domestic)

RM 450

N / A

RM 300

RM 450

Adventure Sports
(scuba diving, skiing, surfing, etc.)

N / A

N / A

Add-on Available

Travel Area:
Malaysia
Trip Cover:
30 Days

Personal Accident & Medical:

Personal
Accident:
RM 20,000
Medical
Expenses:
RM 5,000
Emergency Evacuation:
N / A

Travel Inconveniences

Travel Cancellation:
RM 2,000
Travel Delay (International):
N / A
Travel Delay (Domestic):
RM 450
Baggage Delay (International):
N / A
Baggage Delay (Domestic):
RM 200
Lost Money /Travel Docs:
N / A
Covid-19 Medical Expenses:
RM 5,000
Premium From:
RM 3.56
Travel Family Discount:
Up to 19%
automatically reflected in premium

Available Addons

Additional Travel Delay Coverage (International):
N / A
Additional Travel Delay Coverage (Domestic):
RM 450
Adventure Sports:
N / A
Travel Area:
Worldwide excluding Malaysia
Trip Cover:
One Way, Return or Annual

Personal Accident & Medical:

Personal
Accident:
RM 100,000
Medical
Expenses:
RM 100,000
Emergency Evacuation:
RM 1,000,000

Travel Inconveniences

Travel Cancellation:
N / A
Travel Delay (International):
N / A
Travel Delay (Domestic):
N / A
Baggage Delay (International):
N / A
Baggage Delay (Domestic):
N / A
Lost Money /Travel Docs:
N / A
Covid-19 Medical Expenses:
RM 100,000
Premium From:
RM 20
Travel Family Discount:
Up to 19%
automatically reflected in premium

Available Addons

Additional Travel Delay Coverage (International):
N / A
Additional Travel Delay Coverage (Domestic):
N / A
Adventure Sports:
N / A
Travel Area:
Worldwide excluding Malaysia
Trip Cover:
One Way, Return or Annual

Personal Accident & Medical:

Personal
Accident:
RM 200,000
Medical
Expenses:
RM 500,000
Emergency Evacuation:
RM 5,000,000

Travel Inconveniences

Travel Cancellation:
RM 10,000
Travel Delay (International):
RM 2,100
Travel Delay (Domestic):
RM 300
Baggage Delay (International):
RM 1,000
Baggage Delay (Domestic):
RM 200
Lost Money /Travel Docs:
RM 2,000
Covid-19 Medical Expenses:
RM 500,000
Premium From:
RM 59
Travel Family Discount:
Up to 19%
automatically reflected in premium

Available Addons

Additional Travel Delay Coverage (International):
RM 2,100
Additional Travel Delay Coverage (Domestic):
RM 300
Adventure Sports:
Add-on Available
Travel Area:
Worldwide excluding Malaysia
Trip Cover:
One Way, Return or Annual

Personal Accident & Medical:

Personal
Accident:
RM 300,000
Medical
Expenses:
RM 1,000,000
Emergency Evacuation:
RM 10,000,000

Travel Inconveniences

Travel Cancellation:
RM 20,000
Travel Delay (International):
RM 3,600
Travel Delay (Domestic):
RM 450
Baggage Delay (International):
RM 1,600
Baggage Delay (Domestic):
RM 400
Lost Money /Travel Docs:
RM 3,000
Covid-19 Medical Expenses:
RM 1,000,000
Premium From:
RM 76
Travel Family Discount:
Up to 19%
automatically reflected in premium

Available Addons

Additional Travel Delay Coverage (International):
RM 3,600
Additional Travel Delay Coverage (Domestic):
RM 450
Adventure Sports:
Add-on Available

*We are directing you to Zurich to complete your application. GXBank is not responsible for the content provided.You will be subject to Zurich’s Privacy Policy and Terms & Conditions.

Frequently Asked Questions

Click here for the Product Disclosure Sheet.

When should I purchase this insurance?

Buy it as soon as you book your trip. Coverage for trip cancellation begins up to 60 days before departure, with full protection starting once the policy is issued.

Which destinations does this plan cover?

● Domestic Plan: Covers travel within Malaysia only. View policy details here.

‍● International Plan: Choose from Regional, Asia, or Worldwide coverage. Each plan lets you travel to up to 10 countries in a single trip. View policy details here.

‍

Who is covered under the plan?

You can buy this plan for yourself or as a family.

• Individual: For adults aged 18 to 70.

• Family Plan: Covers you, your spouse, and up to 5 children aged 30 days to 17 years (or up to 23 years if still studying full-time).

• Child: Children under 18 must be covered under a family plan or accompanied by an adult policyholder.

• Senior: For seniors aged 71 to 85

‍

Note: Pre-existing medical conditions are not covered unless declared and accepted. Conditions that have not been treated or diagnosed in the last 12 months are generally excluded.

Are sports and adventure activities covered?

Yes but only under the international plan as an add on.

Enjoy peace of mind while surfing in Bali, diving up to 50m, or mountaineering above 3,000m or skiing in Japan. The International Plan covers a wide range of leisure and amateur sports like zip-lining, snowboarding, and bungee jumping.

More extreme or professional sports may require additional coverage. See full list of covered activities in the Policy Wording.

How do I make a claim or get help overseas?

Call Zurich’s 24/7 emergency hotline at +603 7841 5630. Submit claims via Zurich portal with supporting documents within 30 days of the incident.

When does coverage start and end?

• For International Plan: Trip cancellation coverage begins from the purchase date or up to 60 days before your trip. Travel coverage starts when you leave Malaysia and ends when you return. Each trip is limited to a maximum of 183 days.

• For Domestic Plan: Coverage starts when your journey begins within Malaysia and ends when you return home. The Domestic Plan does not include trip cancellation coverage or international travel benefits.

Zurich General Insurance Malaysia Berhad provides trusted protection for individuals, families and businesses.

As part of the Zurich Insurance Group, we bring global expertise and local insight to motor, travel, home and commercial coverage, helping Malaysians protect what matters most.

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GXBank and Zurich are members of Perbadanan Insurans Deposit Malaysia (PIDM), and regulated by Bank Negara Malaysia (BNM)